Legal Information
The information below is important and the Society strongly recommends that you read it.
FSA Authorisation and Registration Details
Scarborough Building Society is a Building Society registered under the Building Societies Acts whose principal place of business is Prospect House, Lake View, Eastfield, Scarborough, North Yorkshire, YO11 3YU.
Scarborough Building Society is a member of the Building Societies Association and are authorised and regulated by the Financial Services Authority.
Scarborough Building Society are entered in the FSA Register, FSA registration number 206062.
We choose to introduce our customers to:
- Legal & General, for the purposes of advising on and arranging life assurance and investment products bearing Legal & General's name.
- engage Mutual Funds Limited (eMFL) for the purpose of arranging stakeholder Child Trust Funds.
Financial Ombudsman Service
Scarborough Building Society are a member of the Financial Ombudsman Service and subscribe to the Banking Code, details of the Scheme and copies of the Code are available on request, please also refer to our Banking Code section for more details.
Scarborough Building Society also participate in the Financial Services Compensation Scheme.
Data Protection
You have a right of access under the Data Protection Act 1998 to personal information held by us. Please contact our Head Office if you require details. All your personal information will be treated as private and confidential and none of these details will be disclosed to anyone with the exception of cases permitted by law.
Complaints
The Society has taken care to ensure that the information provided on this website is correct but no warranty is given as to its accuracy. To ensure that the Society continues to deliver high levels of member care, the Society has devised its own Complaints Procedure.
General Terms
Each of the products and services featured are only available to United Kingdom residents. They are contained on this website for your information only and all appropriate terms and conditions will be sent to you in a durable form before you complete any contract with us to provide a particular product or service.
The terms and conditions we provide you with and which you agree to adhere to shall be governed by and subject to and construed in all respects in accordance with the laws of England. By signing up to our terms and conditions in relation to any product or service you are submitting to the exclusive jurisdiction of the Courts of England.
As all the terms and conditions subject to which you accept any product, either already issued, or to be issued by us, shall be or are in English, the language of all communications between you and us shall be in English.
In addition to any charges we can make, in accordance with our terms and conditions, you may have to pay other taxes or costs.
The products and services availble on this website are subject to availability and may be withdrawn, or we may vary the terms and conditions and any interest rates shown, subject to the Society's General Investment Conditions, Mortgage Clauses or Mortgage Conditions and the Terms and Conditions of any individual product.
The Society does not accept any liability for any losses or damages whatsoever arising from your use, or your inability to use the Society's website, or from any error or omission in information.
For mortgages, a suitable repayment vehicle may be required as security. It is, however, your responsibility to ensure that you have a suitable policy in place to ensure that any loan taken from the Society can be repaid. Any premium payments that you may make in respect of a policy will be payable direct to the product provider.